CT600 Box 320: Bank Levy Amount Deducted
Box 320 on the CT600 relates to the bank levy - a special tax on UK banking groups. This is a niche box that applies only to the banking sector.
What Goes in Box 320?
Box 320 captures the bank levy amount deducted from profits. The bank levy is an annual tax on UK banks based on their balance sheet liabilities.
For almost all small companies, Box 320 will be zero or not applicable.
Understanding the Bank Levy
What Is the Bank Levy?
The bank levy is:
- A tax on UK banks and building societies
- Based on balance sheet equity and liabilities
- Introduced in 2011
- Only applies to banking groups
Who Pays the Bank Levy?
| Type | Bank Levy? |
|---|---|
| Major UK banks | Yes |
| Building societies | Yes |
| UK subsidiaries of foreign banks | Yes |
| Small businesses | No |
| Trading companies | No |
| Property companies | No |
Why Box 320 Exists
CT600 Design
The CT600 form covers all company types:
- Major corporations
- Banks and financial institutions
- Small trading companies
Deduction Mechanism
Banks that pay the levy can:
- Deduct the levy as an expense
- Box 320 records this deduction
- Affects taxable profits calculation
For Small Companies
Does Box 320 Apply to You?
Almost certainly not. Unless your company is:
- A licensed bank
- A building society
- Part of a banking group
No Action Needed
For typical small companies:
- Skip Box 320 entirely
- It doesn't affect your CT600
- Focus on relevant boxes
Bank Levy Rates
For reference (banking sector only):
| Liability Type | Rate |
|---|---|
| Short-term liabilities | Higher rate |
| Long-term liabilities | Lower rate |
| Tier 1 capital | Exempt |
Related Boxes
| Box | Description |
|---|---|
| 300 | Profits chargeable to CT |
| 310 | Tax on profits |
| 315 | Corporation Tax chargeable |
| 320 | Bank levy deducted (this box) |
| 325 | Tax payable before reliefs |
Common Questions
My company isn't a bank - can I ignore Box 320?
Yes. Box 320 is specifically for banks paying the bank levy. If you're not a bank, leave it blank or at zero.
What if I run a finance company?
Finance companies (leasing, lending) aren't necessarily "banks" for levy purposes. Only licensed deposit-taking institutions typically pay the levy.
Could Box 320 ever apply to small companies?
Extremely unlikely. The bank levy has minimum thresholds that exclude small businesses entirely.
When Using TinyTax
TinyTax is designed for small trading companies:
- Box 320 doesn't apply to TinyTax users
- The software handles relevant boxes
- Banking-specific boxes aren't shown
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Need Help?
TinyTax handles CT600s for small trading companies. Banking-specific requirements need specialist providers.
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